The Float Credit Card offer is changing the way South Africans pay. With zero interest and no fees, it lets you split purchases over 24 months using your existing Visa or Mastercard credit card. There’s no new credit check or paperwork, and you can continue earning your usual rewards points. Float stands out for its truly fee-free approach—no monthly charges, no sneaky admin. Your spending limit is simply the available balance on your current credit card.

How to Apply: Step by Step

1. At checkout, select Float as your payment method.
2. Choose your preferred number of monthly instalments, up to 24 months.
3. Enter your existing credit card details securely.
4. Complete your purchase and enjoy paying off your purchases over time.

Pros of the Float Credit Card Offer

Float brings enormous flexibility by allowing you to shop now and pay later interest-free, with no setup or hidden costs. You aren’t taking on fresh credit; you’re using available facilities on your existing card.

Another major benefit is that reward points from your bank are still earned. There’s also no need for lengthy application forms, and you aren’t penalised for early repayments.

Cons to Consider

Float only works with Visa or Mastercard credit cards, so if you use other brands, you won’t be eligible. Your credit limit is also capped by your card’s available balance.

Additionally, you need to make purchases at participating merchants. This may limit options slightly compared to a traditional credit card, though the directory is expanding.

Verdict: Is Float Right For You?

If you want to manage big purchases with zero interest and no fees, Float is easy to recommend. The application is seamless and conversion-focused. Just use your existing credit card—not another complicated application—and you’ll enjoy true flexibility without extra debt. This is an outstanding fit for savvy shoppers seeking simplicity and savings.