The Avant® Cashback Rewards Mastercard® is a tailored credit card for those looking to repair or rebuild their credit profile. With an ongoing APR of 29.99%-35.99% based on profile, this card allows access even for those with bad credit. Enjoy a simple approval process and earn up to 2% cashback on all your eligible purchases, setting it apart from most entry-level cards.

How to Apply for the Avant® Cashback Rewards Mastercard®

1. Check your eligibility quickly on their official website with basic personal information.

2. Review the rate and potential credit line offered based on your credit standing.

3. Submit your application and await an instant or soon-after decision.

4. Once approved, receive your card and activate it to start earning cashback right away.

5. Manage your account online for easy payments and tracking of your rewards.

Key Advantages of the Avant® Cashback Rewards Mastercard®

The card offers straightforward cashback rewards, allowing cardholders to earn while they spend. This is a significant motivator for responsible use.

Another strong benefit is the ease of approval, even for those with lower credit scores, making it ideal for credit rebuilding efforts.

Potential Downsides to Consider

The Avant® Cashback Rewards Mastercard® features a relatively high APR, which may result in increased interest charges if you carry a monthly balance.

Some applicants are charged an annual fee, though select versions of the card may waive this based on creditworthiness.

Final Verdict

The Avant® Cashback Rewards Mastercard® is a practical choice for South Africans struggling with poor credit. The rewards programme and relaxed approval requirements make it a smart entry point.

Just remember: paying in full every month maximises your rewards and minimises interest costs, helping you rebuild credit responsibly and efficiently.