The FNB Premier Credit Card stands out with competitive interest rates starting from prime and a monthly account fee of R250. You can obtain an additional card at no cost. With a required annual income between R300,000 and R749,999, this card is tailored to reward you for everyday spending through the eBucks programme.

Credit facility amounts depend on your creditworthiness, ensuring responsible lending and manageable repayments. Enjoy up to 55 days interest-free purchases, and exclusive access to preferential deals at FNB partner stores. Purchases made with your credit card are protected with dedicated cover up to R10,000.

How to Apply: Step by Step

• Visit the FNB website and select the Premier Credit Card.
• Initiate your online application and fill in your personal details.
• Upload required documents, including payslips and proof of income.
• Review and submit your application for assessment.
• If approved, activate your card as instructed by FNB.

Pros of the FNB Premier Credit Card

This card offers unparalleled lifestyle and travel benefits, including up to eight complimentary SLOW Lounge visits per year and substantial discounts on domestic flights.

Moreover, you earn valuable eBucks rewards across a wide range of daily transactions, and benefit from insurance cover for purchases made online or in-store with your card or virtual card.

Cons of the FNB Premier Credit Card

The monthly account fee of R250 is on the higher side, which may not appeal to low-usage clients or those seeking budget options.

Additionally, the income requirements (R300,000-R749,999) place this card out of reach for entry-level earners.

Our Verdict

The FNB Premier Credit Card delivers great value for active users seeking rewards and travel perks. Although the monthly fee is notable, the card’s benefits far outweigh the costs for most qualifying applicants. It’s an excellent choice for those who want premium features bundled with everyday convenience.