Standard Bank Credit Card Offer: Earn UCount Points and Fuel Rewards

Review of Standard Bank credit cards for South Africa. Get up to R250 000 limit, 3x UCount Points and up to R10 fuel rewards. Secure app and personalised rates.

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Standard Bank

Up to R250 000 limit, up to 55 days interest-free and earn up to 3× more UCount Points plus fuel rewards. Personalised rates, simple application, secure shopping.




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If you’re searching for a versatile credit card in South Africa, the Standard Bank Credit Card range is worth considering. With credit limits of up to R250,000, users have flexibility in managing spending for both everyday purchases and bigger expenses. Based on qualifying criteria, customers also enjoy up to 55 days interest-free when settling the total outstanding balance within the payment period. Interest rates are personalised, ranging from slightly below prime to the legal maximum as per industry guidelines.

How to Apply: Quick Steps

  • Check your monthly or annual income meets the specific card’s requirement (from R5 000 monthly for entry cards to R92 000 for premium options).
  • Gather proof of income and South African ID.
  • Visit the official Standard Bank website to fill out the online credit card application form.
  • Submit your documentation when prompted.
  • Wait for approval and card delivery.

Top Benefits

Cardholders can earn up to three times more UCount Rewards Points on every qualifying swipe, automatically boosting everyday value. Additionally, up to R10 back in fuel rewards on each fuel purchase is possible, making this card a money-saver when it comes to petrol costs.

Standard Bank’s security features allow cardholders to easily freeze and unfreeze cards within the app, promoting safe digital banking. The application process is straightforward and accessible both online and via app, ensuring convenience.

Potential Drawbacks

A key drawback is the tiered monthly fees, which start at R40 and can reach up to R290 depending on the chosen card level. This cost may deter budget-focused users.

Also, to maximise the rewards and interest-free benefits, customers must maintain excellent payment discipline and settle total balances each month.

Our Verdict

Overall, Standard Bank’s credit card offer stands out for its excellent rewards structure and strong fuel incentive, provided you meet the financial requirements. If you appreciate digital banking, rewards, and a secure platform with flexible limits, this card should suit your needs. Consider total costs and usage habits to ensure it’s the right match for your wallet.

Recommended for you

Standard Bank

Up to R250 000 limit, up to 55 days interest-free and earn up to 3× more UCount Points plus fuel rewards. Personalised rates, simple application, secure shopping.




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