African Bank’s Audacious Rewards credit card stands out for customers who want great rewards on everyday spending. With boosted rates available on select partners and options to redeem points on groceries, travel, and more, it’s a fantastic way to maximise your spend. Interest rates and credit limits will be determined during application, following responsible credit checks and conditions.

Steps to Apply

Getting started with African Bank Audacious Rewards is simple. Register your online profile and log into the app or website. Access the My Rewards section and tap Join Now. Complete the application form and follow the prompts, then start spending to earn points.

Pros

One of the main advantages is up to 50% back in rewards points at partner merchants like Spur and Takealot, especially if you use the credit card and set up your salary to be paid into African Bank. Redemption flexibility adds value, letting you convert points to cash, vouchers or even invest tax-free. The easy, app-based rewards joining process is also a big plus.

Cons

Some reward rates are only accessible if you meet specific criteria, such as salary deposits and active debit orders. If your regular banking needs or salary payments lie elsewhere, boosted rewards may not be unlocked. Additionally, monthly spend limits and exclusions may apply, affecting maximum benefit for some users.

Verdict

African Bank Audacious Rewards is an appealing option if you maximise spend at featured partners or want a flexible rewards programme. Shoppers willing to meet qualifying conditions can earn serious value—perfect for the savvy customer focused on getting the most out of their credit card.